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income protection insurance

Income Protection Updates

Increasing Claims Option

As an optional benefit in selecting income protection insurance, the ‘increasing claims option’ allows your monthly benefit to increase according to annual CPI increases or by a pre-determined percentage outlined in your product disclosure statement. In general this is a paid option, however recently select life insurance companies in Australia have began offering it built into their income protection policies.

MLC's latest enhancement

MLC Insurance has released the September 2012 upgrade. This can give you 20% off your income protection cover premiums, when you get a multi-cover from MLC. This is possible when you bundle your Life insurance, Total and Permanent Disability (TPD) Insurance, Income Protection and Critical Illness (CI) Insurance together.

AXA's latest enhancement

AXA Insurance has announced policy upgrades for miners and trail-bike riders making insurance easier than before. 

Specified Injury Benefit Option

Generally offered as either a built-in or extra optional benefit on your income protection policy, the Specified Injury Benefit Option can entitle you to receive a monthly benefit for a certain period if you suffer a specified injury.