Income protection insurance Australia wide

Our income protection insurance comparisons look at a number of factors:

Income protection comparisons

Premiums – there are many things which can affect your final income protection insurance premiums. We endeavour to help all our clients find a competitively priced policy without compromising on level of cover.

We will typically look at things like your:

• Occupation
• Insurable income
• Benefit period options
• Waiting period options
• Policy type (agreed or indemnity)
• Age, gender & smoking status

Standard policy features – each insurer in Australia generally defines ‘disability’, differently, depending on whether their definition is income, duties or hours based, or a combination of these three. This definition may affect your benefit payment at claim time.

Bonus built-in policy features – there may be some bonus built-in policy features, or ones at additional cost which may be beneficial depending on your situation or occupation. These policy features may increase your benefit payment at claim time.