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Income protection insurance in Australia guards your ability to earn an income.
In the event that you suffer a sickness or accident, an income protection claim benefit will pay you up to 75% of your income.
Having an income protection policy means that should injury or illness strike, you can continue to live your life and still be able to pay for:
Getting an income protection quote from a number of insurers can help you decide which policy offers:
Our income protection insurance comparisons look at a number of factors:
Premiums – there are many things which can affect your final income protection insurance premiums. We endeavour to help all our clients find a competitively priced policy without compromising on level of cover.
We will typically look at things like your:
Standard policy features – each insurer in Australia generally defines ‘disability’, differently, depending on whether their definition is income, duties or hours based, or a combination of these three. This definition may affect your benefit payment at claim time.
Bonus built-in policy features – there may be some bonus built-in policy features, or ones at additional cost which may be beneficial depending on your situation or occupation. These policy features may increase your benefit payment at claim time.
Call us on 1300 882 762 for an income protection quote which includes a free comparison report of Australia’s top policies.
Our qualified and experienced advisers are ready to answer any questions you may have.
